The Business Point Guard

Founder. Real Estate Financier. Business Funding Strategist. Entrepreneurial Ecosystem Builder.


My journey commenced with a straightforward yet deeply-held conviction that has guided me throughout my career:


Everyone, regardless of their background or circumstances, deserves access to the same wealth-building opportunities as the ultra-wealthy elite.


For years, I have immersed myself in the intricate world of real estate financing, diligently honing my expertise in the realm of business funding, and consistently striving to understand the complex dynamics of capital movement. Throughout this extensive journey, one undeniable truth has consistently emerged with startling clarity:


Individuals don’t falter due to a lack of talent or ability. Rather, they stumble and fall behind because they lack access—access to essential funding that can ignite their ambitions, access to the critical knowledge that empowers informed decisions, access to valuable partnerships that can open new doors, and access to effective systems that genuinely generate meaningful results. This realization has fueled my passion and commitment to leveling the playing field for all aspiring individuals.


Thus, I developed innovative platforms specifically designed to address and overcome those challenges. By carefully analyzing the issues at hand, I was able to create tailored solutions that not only meet the needs of users but also enhance overall functionality and efficiency in the process.


Why I Built TBPG & PBFI


I founded The Business Point Guard (TBPG) and PEARL Business Financing Institute LLC (PBFI) to empower individuals—entrepreneurs, professionals, and investors—to create wealth without having to navigate the journey on their own.


My work resides at the crossroads of:

  • Real estate development and modular building 
  • Private financing and capital strategies 
  • Business credit and professional funding solutions 
  • Investment partnerships tailored for the average individual 
  • Community-driven economic growth.


I go beyond teaching theory; I create tangible projects, arrange genuine deals, and assist individuals in securing actual capital.


My Mission


My goal is to democratize wealth creation by establishing invaluable connections between everyday professionals and high-level opportunities across various sectors, including real estate, funding, and entrepreneurship. By bridging the gap between these individuals and significant prospects, we aim to empower them to tap into resources and networks that were once accessible only to a select few. Through this initiative, we strive to foster an environment where everyone has the chance to build their financial future and unlock their full potential.


I believe in creating a world where:

  • Working professionals can confidently invest in real estate. 
  • Entrepreneurs have access to funding without relying on predatory lenders. 
  • Communities thrive through the availability of affordable modular housing. 
  • Wealth is created purposefully—not by chance, but through careful design.


What Drives Me


I've witnessed the profound impact that generational wealth can have on a family. Conversely, I’ve also personally observed how a lack of access annihilates opportunity before it even takes root. This is precisely why I forge housing partnerships that prioritize returns for investors. It’s why I coach entrepreneurs on becoming fundable. It's why I’m designing ecosystems—not merely programs. Financial freedom ought not to be a privilege. It should be meticulously crafted.


The Work I Do Today


Through TBPG and PBFI, I spearhead initiatives that encompass:


Modular Housing Development


Creating, constructing, and marketing cost-effective modular homes that lower expenses, expedite timelines, and generate returns for investors.


Local Housing Partnerships


Creating passive investment opportunities that allow individuals to achieve significant returns with an initial investment of just $500.


Business Funding & Credit Systems


Assisting entrepreneurs in securing $50K–$250K+ in funding through compliant and bankable business structures.


Entrepreneurial Community Building


We offer an extensive library of over 1,000 digital resources designed to empower entrepreneurs at every stage of their journey. Alongside these invaluable materials, we provide personalized mentorship, essential tools, comprehensive tax support, and detailed step-by-step systems. Our goal is to help entrepreneurs not only launch their businesses but also grow and scale them effectively in today's competitive landscape. With our support, entrepreneurs can navigate challenges with confidence and drive their ventures toward success.


My Philosophy


"Building wealth is not a solitary endeavor; it requires a solid foundation."


I believe in:

  • Well-defined systems 
  • Intelligent collaborations 
  • Transparent metrics 
  • Adaptable frameworks 
  • Community-centric development   
  • And addressing genuine issues with effective solutions.


This is not just about the buzz—it's about delivering results.


What I’m Building Next


  • Cost-effective housing initiatives in various markets. 
  • Collaborative investments that generate reliable returns. 
  • Financial frameworks that transform entrepreneurs into viable businesses. 
  • And a framework that fosters growth, community, and legacy.


Let’s Build Together


If you are an ambitious entrepreneur, a dedicated professional looking to invest, or a partner eager to help transform communities—


I encourage you to reach out to me. Your journey doesn't have to be complex. All you need are the right systems, the right structure, and the right partner.


Welcome to the next exciting chapter of our journey together! I invite you to set up a casual Chit Chat with me. It’s a wonderful opportunity for us to connect, share ideas, and explore new possibilities together. Don't hesitate to reach out—I'm looking forward to our conversation!