The Ultimate Business Funding & Savings Blueprint

Unlock the 7 Proven Steps to Secure Capital, Slash Expenses, and Accelerate Growth

What You’ll Get Inside



• Funding Fast-Track: Discover the top 3 business funding sources you can access in under 30 days (with or without perfect credit).
• Cost-Cutting Playbook: Identify the 5 hidden expenses silently draining your cash flow — and how to reclaim that profit now.
• Credit Checklist: The exact steps to boost your business credit score and unlock better rates and terms.
• Tax-Smart Moves: Avoid 3 common tax mistakes that cost small business owners thousands each year.
• Expense Reduction Toolkit: Insider tactics to negotiate better rates on payment processing, utilities, and vendor contracts — with scripts!
• Real-Life Success Stories: See how real businesses used these strategies to save $40,000+ and access new growth capital.
• Bonus: The “Business Point Guard” Decision Matrix — quickly assess your most urgent funding or savings opportunity in 5 minutes.

Who Is This For?

• Entrepreneurs struggling to get approved for funding
• Business owners tired of sky-high fees and expenses
• Anyone looking to grow, stabilize, or scale their company in 2025 and beyond

Why Trust Us?

Wardell “P.E.A.R.L.” Sims, Jr. and The Business Point Guard team have helped hundreds of businesses access millions in funding and save big on operating costs. We don’t believe in fluff — just proven, actionable moves.

Expense Reduction Services

In today’s economic environment, managing expenses effectively is crucial for the sustainability and growth of any business. Our team of experienced consultants works closely with clients to identify areas where costs can be minimized without compromising quality or service. By implementing strategic expense reduction strategies, we help businesses improve their bottom line, allowing them to reinvest in their operations and drive growth.

Access to Capital for Entrepreneurs

Entrepreneurs are the backbone of our economy, and we are committed to supporting their journey. The Business Point Guard assists business owners in accessing the capital they need to sustain and expand their enterprises. Whether you are looking to launch a new product, enter a new market, or enhance your operational capabilities, our team provides the guidance and resources necessary to secure funding that aligns with your business goals.

Funding for Real Estate Investors

The real estate market presents numerous opportunities for investors, and we are here to facilitate your success in this dynamic landscape.

At The Business Point Guard, we specialize in offering tailored funding solutions designed specifically for real estate investors who are interested in exploring a variety of strategies. Whether you are looking to undertake fix and flip projects, invest in buy and hold properties, or embark on ambitious ground-up construction ventures, we have the expertise and resources to support your needs.

Our financial specialists provide invaluable insights, ensuring that you have access to the necessary capital to execute your vision effectively, overcome challenges, and ultimately achieve your investment objectives.

We are committed to being your trusted partner on this journey, helping you navigate the complexities of the real estate market with confidence and clarity.

Custom Home and Commercial Property Development

In addition to our consulting and funding services, we also specialize in the design, production, and construction of custom homes and commercial properties. Our team collaborates with clients to bring their unique visions to life, ensuring that each project meets the highest standards of quality and craftsmanship. Whether you are looking to build a dream home or develop a commercial space, we provide comprehensive support throughout the entire process.

Partner with The Business Point Guard

At The Business Point Guard, we are dedicated to helping businesses and entrepreneurs succeed. Our comprehensive suite of services is designed to address the specific needs of our clients, providing them with the tools and resources necessary to navigate the complexities of the business landscape. Partner with us to unlock your potential and achieve your business goals. Contact us today to learn more about how we can assist you in your journey toward success.

1. FICA Tax Savings 

Navigating the intricacies of FICA taxes can be a challenging and often overwhelming endeavor for numerous business owners.

Our partner, EHP, The Employer's Choice, specializes in uncovering effective strategies that enable companies to reduce their FICA tax obligations, ultimately allowing them to reinvest those savings back into their operations.

EHP works tirelessly to ensure that businesses capitalize on this opportunity to diminish their overall tax liability while staying fully compliant with all regulations.

By harnessing their expertise, companies can achieve peace of mind and concentrate their efforts on what truly matters—growing and sustaining their business for the long haul.

2. Building Business Credit Without Personal Guarantees

Building a robust business credit profile is essential for achieving long-term success and sustainability in today’s fiercely competitive market. Our partner, BIZ Connects Fundable 360 program, provides business owners with comprehensive guidance on effectively establishing their business credit profile without relying on personal guarantees, which often jeopardize individual assets.

By adhering to their strategic framework, business owners can safeguard their personal finances while simultaneously boosting their business’s credibility with lenders and prospective partners.

This strong foundation not only enhances their borrowing capacity but also opens doors to greater opportunities for growth and expansion ahead.

3. Securing Capital 

David Allen Capital stands out in the financial landscape by effectively bridging the considerable gap that is often overlooked by large banks, which can sometimes find it challenging to adequately cater to the distinct needs and unique circumstances of small businesses.

By offering a diverse range of accessible funding options, they ensure that these enterprises have the vital financial support necessary to flourish and thrive in a competitive market, all without the requirement for collateral.

This innovative and supportive approach empowers entrepreneurs to actively chase their ambitions and realize their dreams without the heavy burden of acquiring traditional loans, which can often be a cumbersome process filled with lengthy applications and stringent requirements.

By significantly easing their journey to success, David Allen Capital allows small business owners to focus on growth and innovation rather than the complexities of securing financing.

4. Reducing Technology Expenses 

In a time when technology plays a crucial role in achieving business success and maintaining competitiveness, managing expenses efficiently is paramount.

This is why we have joined forces with HonestStox to deliver our clients a comprehensive analysis of their current technology spending, aimed at revealing hidden costs and identifying opportunities for significant cost reduction, all while maintaining the highest standards of quality and efficiency.

The dedicated team at HonestStox takes the time to understand each company’s distinct business needs and challenges, enabling them to craft tailored strategies that maximize technology investments.

Their primary objective is to assist companies in harnessing technology to not only boost productivity and streamline operations but also to keep costs well-managed, thereby ensuring a sustainable and profitable future for their business.

5. Optimizing Business Processes 

In today's competitive landscape, efficiency is undeniably essential for maximizing profitability. Our partners at Optimally conduct comprehensive and meticulous assessments of a company's business processes, carefully pinpointing bottlenecks and opportunities for enhancement.

By streamlining operations and removing unnecessary steps, Optimally enables companies to conserve valuable time and resources, ultimately improving overall productivity.

This optimization not only enhances a company's bottom line but also empowers them to concentrate on their core competencies—managing and expanding their business to realize its full potential.

With the guidance of Optimally, companies can revolutionize their operational workflows, ensuring that every facet of their business operates seamlessly and effectively.

6. Lowering Utility Costs 

Utility expenses can have a substantial effect on a company's bottom line and overall profitability. Acknowledging this, we have joined forces with Tenurgy to offer a range of effective strategies aimed at helping individuals reduce these costs and enhance their financial well-being.

This encompasses everything from negotiating improved rates with utility providers to adopting energy-efficient practices and technologies that decrease consumption.

By leveraging their comprehensive approach, companies can not only achieve significant savings but also foster a more sustainable business model that emphasizes environmental stewardship.

In doing so, Tenurgy equips companies for enduring success while also positively impacting the planet.

7. Decreasing Credit Card Processing Fees 

Credit card processing fees can significantly erode a company's profits, ultimately impacting its overall financial well-being and bottom line. These fees, often overlooked, can accumulate over time and lead to a reduction in the funds available for essential business investments and growth opportunities.

This is why we have taken the proactive step of partnering with Paymerc to carry out a comprehensive analysis of the current payment processing systems that our company has in place. Our aim is to meticulously pinpoint specific areas where costs can be minimized and efficiencies can be improved.

By leveraging Paymerc's extensive expertise in the field, they are able to negotiate more favorable rates on behalf of companies like ours, allowing us to retain a greater share of our hard-earned revenue. This not only strengthens our financial position but also empowers us to focus on what truly matters: growing our business and serving our customers effectively.

Paymerc's ultimate objective is to assist businesses in navigating the intricate and often confusing landscape of payment processing. By uncovering the most economical solutions tailored to their unique needs, they enable companies to enhance their profitability and ultimately reinvest more into their operations, thus paving the way for sustainable growth and success.

Our Partners

Business Funding

In an ever-evolving business environment, securing adequate funding is essential for growth and sustainability. At WardellSimsJr.Com, our Business Funding Consulting services are crafted to assist entrepreneurs and business owners in identifying the best funding options available for their unique needs. Our experienced consultants work closely with clients to develop tailored strategies that encompass everything from traditional loans to innovative financing solutions. We leverage our extensive network of financial institutions and investors to connect you with opportunities that can propel your business forward. With our guidance, you can navigate the complexities of funding with confidence.